Empowering Your Business More
We know time is money, that’s why our resource center addresses your most frequent needs, enabling you to move at the speed of business. EPM Correspondent, always working for you.
Premiere Partners
Appraisal Nation is America’s leading AMC. As an Inc. 5000 fastest growing private companies winner four years in a row, we boast some of the fastest turn times, lowest revision rates, and highest rated customer service in the industry.
Concourse Land Transfer offers a full array of title solutions customized to fit your needs and timelines. Concourse’s fast turn times move at the speed of business, allowing you to close on time.
Turn Times
Underwriting
Turn Times.
Business Days
*Loans submitted after 3:00 PM Eastern Time count for the next business day.
**USDA Loans: Please allow additional time for USDA processing and refer to your local USDA office for their posted turn times https://www.rd.usda.gov/page/sfh-guaranteed-lender.
Non-Delegated Correspondent Resources
Underwriting Guidelines and Matrices
Conventional
FNMA Conventional Conforming Matrix
Conventional Conforming Texas Home Equity
Home Possible® Matrix
HomeReady® Matrix
Conventional Fannie Mae Homestyle Renovation Matrix
Fannie Mae RefiNow
Fannie Mae Temporary Buydowns Matrix
Freddie Mac Choice Renovation Matrix
FHA
$100 Down Payment and Good Neighbor Next Door
203h Matrix
203k Limited Matrix
203k Standard Matrix
Standard and High Balance
Streamline Matrix
VA
VA Standard and High Balance Program
VA IRRRL Matrix
VA Renovation Matrix
USDA
USDA Matrix
DPA
Empowered DPA Matrix
CalHFA Conventional Matrix
CalHFA FHA Matrix
Jumbo
EPM Jumbo Express Matrix
Policies and Procedures
Correspondent Non-Delegated Funding - Post Purchase Procedures
Non Delegated Correspondent Post Closing Review
EPM Correspondent Pricing Policy
EPM Seller Guide Correspondent Lending
Alternate Lender Setup Form
Training Presentations
Non-Delegated Correspondent Training
Homestyle Reno
FHA 203K
Empowered DPA Program Presentation
CalHFA Product Resource Guide
CalHFA Program Details
Jumbo Express Program Guide
DELEGATED CORRESPONDENT RESOURCES
Policies and Procedures
Correspondent Delegated Funding - Post Purchase Procedures
Delegated Correspondent QA Pre Purchase Review
EPM Correspondent Pricing Policy
EPM Seller Guide Correspondent Lending
Training Presentations
Delegated Correspondent Training
Collateral and Trailing Documents
Original Collateral Documents
are to be sent to
Sourcepoint
Attn: EPM/Collateral Files
2330 Commerce Park Drive NE, Suite 2
Palm Bay, FL 32905
Collateral Approval Documents
Originals to be received prior to EPM purchase
Original Note
Allonge endorsed to EPM (Only if the original Note is not endorsed)
Bailee Letter
Power of Attorney (If needed)
Allonge endorsed to EPM (Only if the original Note is not endorsed)
Bailee Letter
Power of Attorney (If needed)
Complete Final Documentation without Limitation / Trailing Docs
are to be shipped within 120 following the loan purchase to be sent to
Sourcepoint
Attn: EPM/Final Docs
2330 Commerce Park Drive NE, Suite 2
Palm Bay, FL 32905
Attn: EPM/Final Docs
2330 Commerce Park Drive NE, Suite 2
Palm Bay, FL 32905
Government Agency Approval Numbers
USDA APPROVAL
#262053389
FHA Non-Supervised Mortgage Approval
#2790900019
VA Automatic Lender Approval
#6405430000
Government Agency
Approval Numbers
USDA Approval
#262053389
FHA Non-Supervised Mortgage Approval
#2790900019
VA Automatic
Lender Approval
Lender Approval
#6405430000
Government Agency
Approval Numbers
USDA Approval
#262053389
#262053389
FHA Non-Supervised
Mortgage Approval
#2790900019
VA Automatic Lender Approval
#6405430000
#6405430000
Mortgage/Loss Payee Clause
